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Maryland Introduces Emergency Loan Program for Federal Workers Affected by Mass Layoffs

Maryland Launches Emergency Loan Program for Affected Federal Workers

In response to recent mass layoffs of federal employees, Maryland has introduced an emergency loan initiative aimed at supporting those impacted. The program, established under the Protect Our Federal Workers Act—signed into law earlier this year—offers no-interest loans to federal workers facing financial difficulties due to job losses attributed to budget cuts initiated by the Trump administration.

Governor Wes Moore prioritized assistance for the estimated 269,000 federal employees in Maryland, especially as layoffs spiked since February. The $700 loans, which must be repaid within 180 days (with a 90-day extension option), target individuals who have been terminated due to layoffs, relocations, or closures within specific timelines and are currently experiencing financial hardship.

House Majority Whip Jazz M. Lewis voiced strong support for the initiative, emphasizing that affected workers are dedicated individuals whose job losses stem from misguided decisions in Washington, not personal failures. The program is part of broader efforts in Maryland to offer resources and support to those affected by the reductions in federal employment. For more information on the loan program, residents can visit the state’s official resources.

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